100% home loans, no down mortgage loans,
zero down financing, no down payment, Down payment assistance, countrywide,100%, 90%
investment property, NOO, Online application, 100% owner occupied primary
residence mortgage loans, loanweb, ditech, pre-qualify, lending tree,
eloan, e-loan, quickenloans, quicken home loans, e-loan, 95-97% refinance, refi, real
estate, chase, ameriquest, lendingtree, jp morgan chase, h&r block, bank
loan, CA, AZ,CO, CT,HI,ID,IL, IA, KS, MA, MD, MN, MO, MS, NC, NE, NJ, NM, NV, NY,
OH, OK, OR, PA, RI, SC, TN, TX, UT, WA, VA, WI, FNMA, Fannie Mae, FreddieMac, FHA,
VA, FHA Secure
Testimonials:
=========================================================================================== Kelli Patrick, Realtor - recommendation (on doing her personal loan):
Being a Realtor for over six years I have developed some
great relationships with the local lenders. When I decided to refinance my personal home,
I spoke with several of these lenders who said I couldnt do any better on my rate. I chose
to move forward despite their recommendation. Thats when I found Al online. After speaking
with Al, he made some BIG promises of a lower rate and being able to get a little cash
from the equity to pay off some debt. I was skeptical. He delivered on EVERY promise that
he made. I have sent him several of my clients and he has showed the same performance with
them as well. Not all of my clients could be approved through AL but he was honest with
them and helped them understand what they need to do to obtain approval in the future. As
a client of Al's, as well as a Realtor, I highly recommend his services. - Kelli Patrick,
RE/MAX Realtor (Associate Broker at RE/MAX Realty
Professionals - Mobile, Alabama Area)January 29, 2008
Top qualities: Great Results, Expert, High Integrity
Service Coordinator at Standard Mechanical Systems
Houston, Texas Area
February 4, 2008
"Al is extremely thorough and is an expert in his field. We
were impressed and recommend his services to anyone we know that will be purchasing a home
or making an investment in the near future."
Service Category: Mortgage Consultant
Year first hired: 2007
Top Qualities: Great Results, Personable, Expert
=============================================================================================================== "I have
worked directly with Al as a Mortgage Wholesale Account Executive to his retail mortgage
business starting when I was with Bridge Capital Corp. approximately five years ago (since
2003) and continuing to present. I can address specifically that Al has a high level
competency and integrity, and would and have recommended him both on individual and
business basis.
Gary Gordon
512-517-0957 Cellular
Trian LLC
Austin, Texas" ===============================================================================================================
Wendy Van Vechten, National Wholesale Account Executive, The Mortgage Store Financial
“I have worked with Al since 2003 when I was a wholesale Account Executive at The
Mortgage Store and he was managing a retail operation as a manager/loan officer. Even
though we are thousands of miles apart, I found him very responsive, on top of his files
and clients' needs, and very knowledgeable. He is a person of high integrity who is always
trying to learn more so he can provide better service for his borrowers. I would recommend
him to anyone looking for a skilled loan officer who puts his borrower’s needs first
and maintains a high level of integrity.” February 1, 2008
===============================================================================================================
: James Phillips, Mortgage Banking Professional - Tampa/St.
Petersburg, Florida Area
: February 2, 2008
"Al is an extremely knowledgeable Sales Manager whom I had the
privilege to work with over several years. Al's mortgage product knowledge and mortgage
loan productivity was exceptional. Al also displayed excellent communication skills as
will as organizational skills. I would highly recommend Al to any and all prospective
employers."
===============================================================================================================
“Al joined Wachovia at a very difficult time in the mortgage industry. Even with the
challenges presented by the market, Al was able to immediatly begin bringing new business
in the door and start closing loans. He was self motivated and a leader among his
peers.” February 18, 2008
Kelton Kleinman, Mortgage Banking
Director, Vice President, Wachovia
===============================================================================================================
Gary Hale (Loan Officer at Countrywide Home Loans) has endorsed your work
as Branch Manager:
"I worked for Al at Carteret Mortgage as his processor
and a Loan Officer. Al has a wealth of knowledge in the mortgage industry, everything from
management to products. Al has become a friend as well as a business associate."
(2/25/2008)
100% home loans, no
down mortgage loans, zero down financing, no down payment, Down payment assistance,
countrywide,100%, 90% investment property, NOO, Online application, 100% owner
occupied primary residence mortgage loans, loanweb, ditech, pre-qualify,
lending tree, eloan, e-loan, quickenloans, quicken home loans, e-loan, 95-97% refinance,
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block, bank loan, CA, AZ,CO, CT,HI,ID,IL, IA, KS, MA, MD, MN, MO, MS, NC, NE, NJ,
NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, WA, VA, WI, FNMA, Fannie Mae,
FreddieMac, FHA, VA, FHA Secure
APPLICATION
(residential mortgage loan application Link) 100%
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