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100% home loans, no down mortgage loans,
zero down financing, no down payment, Down payment assistance, countrywide,100%, 90%
investment property, NOO, Online application, 100% owner occupied primary
residence mortgage loans, loanweb, ditech, pre-qualify, lending tree,
eloan, e-loan, quickenloans, quicken home loans, e-loan, 95-97% refinance, refi, real
estate, chase, ameriquest, lendingtree, jp morgan chase, h&r block, bank
loan, CA, AZ,CO, CT,HI,ID,IL, IA, KS, MA, MD, MN, MO, MS, NC, NE, NJ, NM, NV, NY,
OH, OK, OR, PA, RI, SC, TN, TX, UT, WA, VA, WI, FNMA, Fannie Mae, FreddieMac, FHA,
VA, FHA Secure
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Commercial Loan Funding Programs (Pgm#: MV100)
FULL DOC
Other
Commercial Programs: Page 1
Page 2
Small Balance Full Doc Commercial Loans
$90,000 to $2,000,000
No Minimum Debt Service Coverage Ratio
Owner Occupied or Investor Properties
Fully Assumable
Unlimited Cash Out
1, 5, 7 year ARMs and Fixed Rate loan types
| Property Class |
Term/Amortization |
Max LTV[1] |
Credit Score[2] |
| Class 1: Multifamily, Mixed Use (primary purpose
residential) |
15/15, 20/20, 30/30 |
97% / 90%
80% |
680
640 |
Class 2
Mixed-Use (primary purpose commercial), Office, Retail, Warehouse, Light
Industrial, Mobile Home Park, Bed & Breakfast, Self Storage, Automotive |
15/15, 20/20, 30/30 |
97% / 90%
80% |
680
640 |
Class 3
Industrial, Funeral Home, Rooming House, Flagged Hospitality |
15/15, 20/20, 30/30 |
80%
75% |
680
640 |
Class 4
Health care, Day care, RV Park, Hospitality, Unflagged Hospitality, Gas
Stations[3], Other. |
15/15, 20/20, 30/30 |
75%
70% |
680
640 |
[1] 97% Max. LTV for Owner Occupied with max. Loan Amount of $1 million. 90% max. LTV
for Investor. Class 1 and 2, 2 and 3 year ARMs max. LTV 80%.
[2] Multiple Factors (such as income, assets, cash flow) are considered to
determine a final credit rating
[3] Loans up to $1 million. Phase I Environmental Study and other restrictions may
apply.
==============================================================================================================
Form_1 Questionnaire
Form_2 Pricing Info Request
===============================================================================================================
STATED INCOME
Small Balance Stated Income Commercial Loans
$50,000 to $1,500,000
No Minimum Debt Service Coverage Ratio
Fully Assumable
Unlimited Cash Out
1, 5, 7 year ARMs and Fixed Rate loan types
Owner Occupied or Investor
Purchase, Cash-out, or Refinance
| Property Class |
Term/Amortization |
Max LTV[2] |
Credit Score[3] |
| Class 1: Multifamily, Mixed Use (primary purpose
residential) |
15/15, 20/20, 25/25, 30/30 |
85
85
80 |
720
680
640 |
Class 2
Mixed-Use (primary purpose commercial), Office, Retail, Warehouse, Mobile Home
Park, Self Storage, Automotive |
15/15, 20/20, 25/25, 30/30 |
85
80
75 |
720
680
640 |
Class 3[1]
Bed and Breakfast, Campground, Car Wash, Rooming House |
15/15, 20/20, 25/25, 30/30 |
70
65
60 |
720
680
640 |
Class 4[1]
Health care, Day care, RV Park, Hospitality, Light Industrial, Funeral Home, Gas
Stations[4], Other. |
15/15, 20/20, 25/25, 30/30 |
65
65
60 |
720
680
640 |
[1] Max loan amount $ 800,000
[2] Subordinate financing to 90% on owner occupied with 680 FICO
[3] Multiple Factors (such as income, assets, cash flow) are considered to determine a
final credit rating
[4] Phase I Environmental Study and other restrictions may apply.
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100% home loans, no
down mortgage loans, zero down financing, no down payment, Down payment assistance,
countrywide,100%, 90% investment property, NOO, Online application, 100% owner
occupied primary residence mortgage loans, loanweb, ditech, pre-qualify,
lending tree, eloan, e-loan, quickenloans, quicken home loans, e-loan, 95-97% refinance,
refi, real estate, chase, ameriquest, lendingtree, jp morgan chase, h&r
block, bank loan, CA, AZ,CO, CT,HI,ID,IL, IA, KS, MA, MD, MN, MO, MS, NC, NE, NJ,
NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, WA, VA, WI, FNMA, Fannie Mae,
FreddieMac, FHA, VA, FHA Secure
|
Mortgage
Home Loan Investment Center 1