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100% home loans, no down mortgage loans, zero down financing, no down payment, Down payment assistance,  countrywide,100%, 90% investment property, NOO,  Online application,  100% owner occupied primary residence mortgage loans, loanweb, ditech,    pre-qualify, lending tree, eloan, e-loan, quickenloans, quicken home loans, e-loan, 95-97% refinance, refi, real estate, chase, ameriquest,  lendingtree, jp morgan chase,  h&r block, bank loan, CA, AZ,CO, CT,HI,ID,IL, IA, KS, MA, MD,  MN, MO, MS, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI,  SC, TN, TX, UT, WA, VA, WI, FNMA, Fannie Mae, FreddieMac, FHA, VA, FHA Secure

mortgage

100% Home Loan Financing - No Money Down
Seller can pay upto 6% in Closing Costs

No Down Payment financing is NOT a "dream" anymore!

We can help you get into a Home with "virtually" the cost of your rent payment. We offer MANY high LTV sources, such as government sponsored programs (FHA and others) or "Sub-Prime." (Note: LTV is "Loan To Value , which is determined by taking the total loan amount(s) and dividing by the Value or Sales price(whichever is LOWER). Example: if we do a 90% Loan on a $200,000 home, the Loan amount woud be $180,000 and the LTV=90%.

Anyway, the point is that we have access to such a Wide Variety of Loan Programs that "almost" anyone can qualify, as long as they have a job. (We even have programs for people with no credit history, and just rent payments for 12 months - NO Down Payment is Possible! We offer a program that can put them into a home with an 85% 1st mortgage, allowing the seller to carry back a 2nd mortgage of 15% of the sales price -for a TOTAL of 100% C-LTV   ["Combined Loan To Value] Not bad, eh?!!!)

p.s.
Effective Feb. 25, 2008: Maximum LTV on 3-4 unit Investment properties is 80%(90% still avail on 1-2 units)

Please fill out an Application - see: Application above. Also, review the "BorrowerGuidelines" section, too. Thank you.

Please try our service - I think you will be very satisfied with the depth of customer service and support.

If you EVER have Any Problems, please e-mail me direct at: guide@mortgageoffice.com

Thanks!  - Al

APPLY today!

Questions? EMAIL here

You CAN get into the home of your choice for NO Money Down...

Apply Now - get into a new home for only the $$$ you spend on Rent!

Debt Ratios to 55%, depending on Credit

First-Time Home Buyers (Purchase OR: Refinance)

Note: Seller can pay up to 6% of Closing Costs on Purchase

What if my Credit is not that good...and I NEED 100% financing???

MortgageOffice.com exists to help borrowers find competitive mortgage loans and financing for all their mortgage needs - whether it is a purchase mortgage or a refinance mortgage. We do first mortgages and second mortgages. Home loans are what we specialize in, whether they are owner occupied or investment. MortgageOffice.com can handle residential mortgage loans, or Commercial Properties - starting at $250,000 and up to and Over $100,000,000. Owner occupied Home Purchases can be up to 107% and refinances up to 125% of the value of the home - based on appraised value or sales price. . Mortgages are what we do...Refinances, Purchases, Conforming, Non-Conforming, Sub Prime - 1st mortgages or 2nd mortgages. On a purchase loan, the seller can pay up to 6% of the non-recurring closing costs. Residential conforming-type loans can go up to $2,000,000; whereas our Sub-Prime allows up to: $4,000,000 Loans.On a refinance mortgage, we can do 2nd mortgages up to 125%, depending on credit and location and property. We work Nationwide. Debt consolidation refinances are a specialty also - so that a client borrower can save money and reduce monthly payments in order save for retirement, put a child through school, purchase a new vehicle, etc. We also do quick pre-qualifications on your mortgage applications. Questions?  Please e-mail.

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